1. Acceptance of terms
    Spitiko (us, we, our) provide this web site for our clients, public and investors (you, your). By using and/or accessing this web site, you accept and are bound by these Terms of use. We may update these terms of use from time to time without notice to you. Please check our terms regularly for the latest version.
  2. Our services
    We will provide you with a variety of resources, such as downloads, information, newsletters, information guides, menus, and other materials. This may also include new services and unlisted services, all which are subject to the Terms of use.
  3. Use of content
    1. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, images / graphics, use, edit, store or modify code from our web site, products and services obtain from our web site without express written consent from us.
    2. If you are found to breach this agreement, we reserve the right to take legal action without notice, and/or seek compensation for any of the above breaches.
    3. You agree not to publicly display our company email addresses on other web sites, forums or any other medium.
    4. You agree and accept that you will be liable for any damages incurred as a result of your actions.
    5. You agree you will not damage relations, reputation or goodwill of Spitiko’s current, future and prospective clients by use of this web site in any way. This can be by, but not limited to email, live chat, forums, web sites, telephone and may include threatening, attempting to damage business relations or reputation, providing incorrect information, extortion, harassment, improper conduct, abuse, swearing, publishing and distribution of any communication, web site content, or other unlawful activities.
    6. We also reserve the right to seek and claim damages and losses.
  4. Lawful and acceptable use
    1. You will not use any of our services for unlawful and unacceptable use. This includes using our services in any way which could damage, disable, overburden, impair or interfere with another users use of our services
    2. You may not attempt to gain unauthorised access to our services by any means, including hacking, another persons account, networks connected to ours and password mining.
    3. You may obtain information and services through the means which they were intended to be used.
  5. Suggestions and feedback
    No compensation will be given to any suggestions or feedback provided by you. By submitting information, you understand and give us permission to use this information to help better our services, without credit to you.
  6. Copyright
    Our web site, images, information, services are Copyright 2008 © Spitiko. All rights reserved and/or are licensed by their respective owners including all trademarks, logo’s and other.
  7. Disclaimer

  1. Introduction.
    1. We take your right to privacy seriously and want you to feel comfortable using our web site. We want you to understand what kinds of information we gather from you, how personally identifiable information (referred to as “Data” below) may be collected, how collected information is used and protected, and how you can control its use. 
    2. This Privacy Policy applies to the collection and use of information by GS Andrews and Associates information and services on this web site but does not apply to information collected at any of other web sites or information that you may send to us by other means. In addition, this Privacy Policy does not apply to other entities that we do not own or control or persons that are not our employees, agents, or within our control. 
    3. By using this web site, you agree, without limitation or qualification, to be bound by this Privacy Policy.
  2. Information We Collect.
    1. The kinds of information we collect from you will vary, depending on how you use our web site. It is possible to browse our site without submitting any personal information at all. 
    2. Like many web sites, we also collect certain information automatically, such as general information that is contained in our server log files, your IP address and “cookie” information (see Section 3 below for more information). 
    3. This automatically gathered data includes any content you view on our web site.
  3. Use of Data.
    1. We may use Data to customise and improve your user experience on this site. We will make efforts so that your Data will not be provided to third parties (other than our affiliated companies) unless (i) provided for otherwise in this Privacy Policy; (ii) we obtain your consent, such as when you choose to opt-in or opt-out to the sharing of Data; (iii) a service provided on our site requires the interaction with or is provided by a third party, by way of example an Application Service Provider; (iv) pursuant to legal process or law enforcement; or (v) we find that your use of this site violates this Privacy Policy or other usage guidelines, and (vi) as deemed reasonably necessary by us to protect our legal rights and/or property. 
    2. In addition, we will use your Data to respond to requests you make of us, and from time to time, we may refer to such Data to better understand your needs and how we can improve our web site, products and services. 
    3. We may also sell, transfer or otherwise disclose Data, in connection with a corporate merger, consolidation, the sale of substantially all assets, or other fundamental corporate change.
  4. Cookies and Web Beacons.
    1. Like many web sites, we may set and use cookies to enhance your user experience, such as retaining your personal settings. 
    2. Cookies are information files that our web site may place on your computer to provide extended functionality. 
    3. We may use cookies for a number of purposes, such as tracking usage patterns on the web site or limiting multiple responses and registrations when we conduct polls and sweepstakes. 
    4. We do not store any personally identifiable information in cookies. 
    5. We will not use cookies to retrieve information from your computer that was not originally sent by us to you in a cookie. 
    6. You can, of course, disable cookies on your computer by indicating this in the preferences or options menus in your browser. 
    7. However, it is possible that some parts of our web site will not operate correctly if you disable cookies. You should consult with your browser’s provider/manufacturer if you have any questions regarding disabling cookies .
    8. From time to time we contract with third party companies to help us better provide relevant products, services and information to you and to help us effectively measure advertising effectiveness. 
    9. Some of these companies use cookies and/or web beacons (also known as action tags or single pixel gifs). A web beacon is a transparent image that has been placed on a web page and sends a signal when a user has visited that page. 
    10. A web beacon does not contain any personal information. No information that is personally identifiable to you is transmitted to the third party using the web beacon. 
    11. The third party is required to protect the privacy of the information it receives using web beacons or cookies and is not allowed to use the information it receives for any purpose beyond what is necessary to assist us. 
    12. In addition, we may use web beacons in connection with the emails we send to our customers, to determine whether and when the images in our email were rendered (which allows us to determine whether the e-mail was opened). 
    13. This information may then be aggregated and used to assess the effectiveness of our email communications.
  5. Children.
    Protecting children’s privacy is important to us. For that reason, we do not collect or maintain information at our web site from those we actually know are under 18, and no part of our web site is targeted to attract anyone under 18. We request that all visitors under 18 to our web site not disclose or provide any personally identifiable information.
  6. Editing or Deleting Your Information.
    Once you submit your personally identifiable information, you will not have access to the information to make any revisions to it. You may, however, submit additional information at any time. If your personally identifiable information was obtained through submission of employment application on this web site, our Human Resources Department may choose to keep portions of your information on file as allowed by law.
  7. Changes to this Privacy Policy.
    We may make changes to this Policy from time to time. We will post any changes and the effective date of the change on this page. We encourage you to check back from time to time. Your continued usage of the web site will mean you accept those changes.
  8. Security.
    We recognise that you may be concerned about the security of your Data and other information that we collect. We will take reasonable measures that we believe are appropriate to protect your information from loss, misuse, alteration, destruction or dissemination. However, no web site can be completely secure and there may be factors beyond our control that may result in disclosure of data. As a consequence, we disclaim any warranties or representations relating to maintenance or nondisclosure of Data.
  9. Contact Information.
    If you have any questions about this Policy or our web site, please feel free to contact us.
  10. Links.
    This web site may contain links to other web sites. Please be aware that these sites may collect personal information about you, and operate according to their own privacy policy practices that may differ from our Privacy Policy. We are not responsible for the privacy policies and practices of any linked web site. We encourage you to read the privacy statement of any web site you may visit. The fact that we provide a link to a third party web site does not mean that we endorse, authorise or sponsor any such site or that we are affiliated with such third party.
  11. Effective Date.
    This policy is effective as of this site’s launch date and was revised on or about October 1, 2008.